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?? BMO ALTO High Yield Savings Account Review: Pros and Cons ExploredThe BMO Alto Online Savings Account stands out as one of the best high-yield savings accounts out there, especially from a large, popular bank. Maximize your money with our high-yield online savings account that offers great interest rates, no fees and no required balance or minimum deposit. BMO Alto offers competitive savings and CD rates but lacks some features other banks have, such as a mobile app and mobile check deposit.