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Bank of Stockton - GeneralDeposit Rates - November 4, ; 30 Mo CD. %, $10, ; 30 Mo CD. %, $, ; 36 Mo CD. %, $10, ; 36 Mo CD. %, $, According to the FDIC, the average month CD rate today is %. However, many banks currently offer rates of 4%�5%, especially for terms under two years. Today's month CD rates can be found at %, 6-month CD rates at % and 3-month CD rates at %. Current savings rates are at % and.