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BMO Harris Bank - Money in your Ceiling - HELOCBMO (previously BMO Harris) is a mortgage lender in the U.S. and BMO HELOC and home equity loan fees. As long as you're using your. Wondering how much your HELOAN payments will be? Our calculator will determine the monthly payments based on your loan amount, term, and interest rate. BMO Harris Bank created an exceptional experience across mortgage and home equity products for both consumers and lending staff.