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Hands On: New Apple Card Savings Account - Setup \u0026 Everything You Need To Know!Apple Bank CDs: Key Features ; APY Range, %�% (% to % for retirement) ; Minimum Deposit, $1, ; Term Range, 3 months to 5 years ; Compounding. Apple Federal Credit Union � % APY* (12 months) � Minimum deposit: $ � Early withdrawal penalty: All earned interest up to 3 months. Apple Bank CD Rates ; %, $1k, -, 18 Month CD, View Details - ; %, $1k, -, 6 Month CD, View Details -.