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Best Long-Term CD Accounts of 2023Curious to see how much interest your savings could be earning for you? Check out BMO's interest rates on savings accounts here. The BMO Savings Builder account currently earns % APY, while the BMO Alto Online Savings account currently earns % APY. Rates can change at any time, so. It offers an interest rate of % APY, higher than the average savings rate of % APY, according to FDIC. Does BMO have a good online.