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Wealthy Canadians Fuelling Inflation: BMO and RBC ReportsWhat are the current mortgage rates in Winnipeg? As of October 25, , the best high-ratio, 5-year fixed Winnipeg mortgage rate is %. BMO Prime Rate. As of Thursday, November 7, , BMO's prime rate is %. The Prime rate (or. year fixed at %. Background: Current rate is % on a 5 year fixed, 20 years remaining. This is a renewal.