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?? BMO Bank Review: Pros and ConsBMO Harris Bank provides the most affordable products, while US Bank offers a broader range of checking and saving account options. BMO vs US Bank. BMO is a midwest bank with options for low and high-balance customers. How does it compare to US Bank? Read our comparison chart below. Coinciding with the Bank of the West merger, the U.S. bank announced that it would retire the "BMO Harris Bank" brand in favor of the global "BMO" brand of its.