Mortgage pre-approvals are free and non-binding. Large lenders like BMO often provide two sets of current mortgage rates: posted rates and special, or discounted, rates. Molly Grace.
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Read MoreBank of America also offers a lot of assistance for cash-strapped borrowers. The Yahoo view: BMO is worth a look if you need to tap your home equity or are looking for a low-down-payment loan. Expertise Molly is an expert in the following topics: Mortgages and mortgage lenders Home equity The housing market The economy and the forces that impact mortgage rates Budgeting and saving Credit Insurance Retirement savings Education Molly earned a bachelor's degree in journalism from Indiana University. Convincing the bank to offer you the best mortgage rates might require a little effort on your part, including:. Share icon An curved arrow pointing right. National Bank Mortgage rates.