Who has the best CD. Best 5-year CD rates. The exception for Ally is its bump-up CDs, offered in two-year and four-year terms, which let you raise your rate traditional banks and one brokerage. See the latest on our our partners and here's how.
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Already bank with us? CDs offer a fixed rate of return that guarantees you earnings when the term is over. However, in its September meeting, the Fed had its first rate cut since March , which has propelled high-yield CD rates downward. Traditionally, one-year, three-year and five-year CDs tend to be the most popular options to consider, but there are other CDs that occasionally provide higher yields or more flexibility. Changes in Treasury yields and economic conditions also influence CD rates.
