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BMO CashBack Mastercard Credit Card Review - Watch Before you ApplyPurchase interest rate: %. Cash advance interest rate: %. Balance SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your. * Ongoing interest rates, payment grace days and annual fees are subject to change. 1 Award of CashBack rewards is made for purchases. Interest Rates: All four cards have similar interest rates, hovering around % for purchases and % for cash advances. � Foreign Transaction Fees: If you.